Encinitas Homes for sale with a view

Encinitas Homes For Sale
Find you next home in Encinitas
Over all a wonderful place to call home!
Call or email for a free community guide and market report:
View Encinitas Homes with views at the following link:

http://activerain.com/blogsview/1741089/656-crest-dr-encinitas-homes-for-sale-with-a-view

Cash is King?

All I can say is, "Yes it is!"
As we are now in this full blown buyers market or foreclosure and short sale market or what ever you want to call it. Cash buyers with no extras in their offers are picking up deals below market value. It really makes it tough for finance buyers, more so the FHA buyer to get their offer accepted. All I can say to the buyers out there is to make offers as strong as you can and close as quickly as you can!
Good luck

Super Bowl XLIII in 3D

Once again the Super Bowl is upon us. And once again the holy day for advertiser is here.
It will mark the 25th anniversary of one of the greatest commercial of all time,
Apples 1984 introduction of the Macintosh computer.
Despite all the doom and gloom you hear from the press, 90% of the ad spots have been sold.
With a 30 second spots being sold for $3 million that is not bad.
Super Bowl XLIII between the Cardinals and Steelers will usher in a new era of advertising.
For the first time 2 TV ads will air in 3D, Pepsi Sobe and Monsters Vs Aliens.
Brought to you by a joint venture by Intel, Dreamworks and INTRU 3D.
The commercial are scheduled to air at the end of the second quarter.
You will need to pick up your 3D glasses at your local retailers Sobe display before game day.
The glasses will need some pre work, you will need a pair scissors to cut the glasses apart.
Best to do this before hand, you'll want to be ready when the big day comes.
The estimated cost of the 3D glasses and distribution is about $7 million
then an estimated $8 million for the 90 second spot. That is a big bet for 3D TV
and only time will tell if this multi million dollar investment will pay off.

Maybe next year we can see the whole game in 3D!

CALSTRS Home Loan Program

I saw this and thought it was some great info:

CALSTRS California State Teachers’ Retirement System
Home Loan Program
80% First/ 17% Silent Second/ 3% down payment

LOAN FEATURES

· Only 3% Down Payment Required (2% can be a gift)

· No Mortgage Insurance

· No payment on Second for 5 years

· Borrower Qualifies on 80% Loan to Value - they can purchase 17% more in sales price

Best Park in Encinitas, Cottonwood Creek Park

Once again as I look around, I can not express enough my thankfulness for the GREAT country and bringing it closer to home, the city I live in. I absolutly love Encinitas. One of my favorite places to go in this great community is Cottonwood Creek Park. Located at the corner of Encinitas Blvd and Vulcan Ave. Aside from the fact that it is one of the only parks in Encinitas that has bathrooms (a big plus if you are bringing the little ones with you) Not to mention the great water features the kids can play in (be sure to bring the kids bathing suits and towels) climbing rock, and a play structure that would make Disney proud. Along with tennis and basketball courts. To add to all the great modern day features of Cottonwood Creek Park it also has a rich history in the Encinitas community as the first "watering hole" to the early settlers of Encinitas. Walk around and read the info signs. You then can roam the vast rolling grassy hills and plenty of room for picnic's, that brigs me to one of the best places for picking up your picnic
lunch. Is the Beachside Bar and Grill located at 808 S Coast Hwy 101. Sandwiches run in the $8 range and are made on fresh baked bread. Hands down the best penne sandwiches you will ever have.
Pick up a sandwich and enjoy a picnic at Cottonwood Creek Park!

socialism 101

So in all fairness to my last post I thought we should cover socialism and communism.
After all I want to keep my self in check and make sure I am using the words in their correct context. (is that the right their?) So my theory is the good old USA is headed down the road to socialism with the $700 billion dollar bail out package that is in place by our great government, lets look at the facts, shall we?

Webster says Socialism is:
1: any of various economic and political theories advocating collective or governmental ownership and administration of the means of production and distribution of goods
2: a system of society or group living in which there is no private property
3: a system or condition of society in which the means of production are owned and controlled by the state
4: a stage of society in Marxist theory transitional between capitalism and communism and distinguished by unequal distribution of goods and pay according to work done

And Communism is:
1: a theory advocating elimination of private property
2: a system in which goods are owned in common and are available to all as needed
3: a doctrine based on revolutionary Marxian socialism and Marxism-Leninism that was the official ideology of the Union of Soviet Socialist Republics
4: a totalitarian system of government in which a single authoritarian party controls state-owned means of production
5: a final stage of society in Marxist theory in which the state has withered away and economic goods are distributed equitably

So every one puts in a hard days work and every one gets a hard days pay. This concept sounds great on paper, however when it has been tired in a real life application it seems to only really work for one generation. Look at the Russian Revolution of 1917 which lead to the end of Czar Nicholas II and his family ushering in WWI and the communist party. Which, might I add, met its demise in 1989. Lasting a total of 72 years of which if we account for the ramp up and introduction of communism and the demise or fall of communism you have maybe a total of 50 years of communism "working" at which point it failed. We would need to look at capitalism more in depth for comparison sake, but we will save that for another blog. Socialism would work great if it were not for people. That is the weak link in the equation. If we were all hard working and type A personalities it would more then likely work just fine, however we are not.
Its the 10/90 rule. 10% of the people do 90% of the work. So think of 9 of your friends and only one of them is doing anything useful.
I know this might be hard to swallow, but I would have to admit I am in the 90% side.

Point being we have a bunch of investor that made a bunch of bad investment, in the form of sub prime loans. The investors knew what they were doing, they knew it was risky investments but for what ever reason (I will use term greed for today) they "invested" the money. It backfired on them. Now in a Socialist society, we would dole out $700 billion to give to them and say, we are so sorry for your bad investment here you go, here's your money back.
In a capitalist society (which might I add I thought we were) it would be tough "poo poo" get over it and figure it out. You made a bad choice fix it!
But now our government feels that every household in America (renter and home owner according to the 2000 US census) needs to give the federal government $6635.07

So am I confused or is it our government?

When we look at over the last fifty years of the United State real estate market it goes up for about 7 years then it comes down for ..... you guessed it 7 years.
you can chart it all most to the day. However some knuckle heads thought it would just go up for ever because what goes up NEVER comes down.
I think any elementary schooler could tell ya that one.

Don't get me wrong I know there is a lot more to our current economic situation then just a few bad investments, however to sum it up in a nut shell this is the basic folks. No matter what, we have two knuckle heads running for the highest office in the land and I do not think either one is truly qualified for the job at hand.
However it is who we got. So if nothing else DO YOUR HOME WORK and get out there and vote this Tuesday!

And know that property values are at an all time low and so are interest rates. In just about any business this would be called planetary alinement!
In ten years this all should be a distant memory and what ever you bought today should have made a handsome return for tomorrow.
Buy low sell high.

And if you need some property ...... give me a call!


Regards,
James Baxter
REALTOR
Richard Realty Group, inc
6986 El Camino Real Ste. H
Carlsbad, Ca. 92009
760-271-9971 Direct
760-942-9398 Fax
james@rescg.com
www.rescg.com

"Average is what anybody can do. Excellence is what I strive for."

iPhone Blogging

So I wanted to see how blogging from ones iPhone works? Do I really have things that are that important to say?

As the saying goes you are the smartest one in the room, until you open your mouth.